Dividend Chaser talks about financial health-check

There are 5 points to consider on one's financial health-check

Basic liquidity ratio =
Cash/monthly expense
Comments: able to last at least 3 to 6 months

Savings ratio =
Savings/monthly income
Comments: at least 10%

Debt to asset ratio =
Debt/asset
Comments: not exceed 50%

Debt-service ratio =
(Income - debt)/monthly income
Comments: not exceed 35%

Non-mortgage debt service ratio
(Income - non-mortgage debt)/monthly income
Comments: not exceed 15%