Dividend Chaser receives cash benefits from great eastern

I received cash benefits of 3K from great eastern insurance company on 26Dec. I will be receiving 5K in another 3 years' time. The money comes in time to help out with my expenditure.

Dividend looks at retirement financial planning

At age 55, one should review his/her retirement financial planning. It should be reviewed every 5 years. A good financial adviser should be able to advise a good strategy to allocate money to different buckets at different stages of the retirement. 1a is CPF life, 1b includes single premium policy. Refer to photos for better illustration. There can be up to 6 or more stages depending on whether one's life expectancy is 85 or more.

Dividend Chaser looks at SRS account

When you open a SRS account with local banks before 31Dec, you are entitled to some tax exemption amount. However interest rates in the SRS account is very low, therefore you can make use of the SRS account for investment purpose such as buying stocks, unit trust funds etc.

Dividend Chaser bought Rickmers

I bought Rickmers shares yesterday to add on to my portfolio. I will stop 'fishing' for now because I only have less than 5K to spare.

Dividend Chaser looks at Dividend Warrior Dec portfolio

Dividend Warrior announced his Dec portfolio dividend earnings. Quite remarkable. He received total of 1323.20 in dividends from SPH, AIMS, Plife reit and first reit. Well done Dividend Warrior, you are my dividend investment idol.

Dividend Chaser looks at where to put the money

Providend CEO has some views on where to put the money accordingly to risk financial type.

Dividend Chaser surprised at Transpac movement

Today, Transpac share moved to 1.51 from last week 1.45. In fact most of the stocks are in good shape, such as Sats reaching 2.91 and Capitaland reaching 3.74 etc..

I will be keeping a watchful eye on my stock portfolio: sabana, transpac, cityspring, hph trust these couple of months before deciding whether to sell or increase stock share.

However, being unemployed, I have limited capital to invest. Hopefully I can achieve at least 7 or more % yield per year.

Dividend Chaser bought sabana reits

Sabana reits price is going low at 1.105 today. I managed to buy 3 lots of the shares to keep long term for dividend investing.

Dividend Chaser chasing after dividend stock

Year 2013 is approaching soon. Quarterly dividends will be given out in Feb for stocks such as cityspring, sabana reits, rickmers maritime etc....

I am chasing after cityspring at 0.435, sabana reits at 1.105, rickmers at 0.34 these few days.

Dividend Chaser talks about financial health-check

There are 5 points to consider on one's financial health-check

Basic liquidity ratio =
Cash/monthly expense
Comments: able to last at least 3 to 6 months

Savings ratio =
Savings/monthly income
Comments: at least 10%

Debt to asset ratio =
Debt/asset
Comments: not exceed 50%

Debt-service ratio =
(Income - debt)/monthly income
Comments: not exceed 35%

Non-mortgage debt service ratio
(Income - non-mortgage debt)/monthly income
Comments: not exceed 15%

Dividend Chaser received dividends

I received dividends for SMRT shares on 30Nov. I am waiting to receive cash distribution from transpac shares on 3Dec. Sembmarine share fell to 4.49 on 3Dec. This is the first day fall after the share moved up to high of 4.61. There are bad news from USA that they might not be able to resolve the fiscal cliff. If so, by 1Jan13, USA will go into recession.

Dividend Chaser learns about bhodi mediation and pranic healing

A friend introduced me to bhodi mediation. He said he went for 7 day mediation course that involved chanting. Testimonials showed the chanting actually helped to cure ailments such as insomnia and body aches. I watched some videos from YouTube. The founder was a guy who called himself master Jin bhodi. He teaches mediation and chanting in the name of Buddha. I realised his chanting was quite different from the chanting I heard in Buddhist temple. His chanting sounds like songs.

Another friend introduced me to pranic healing. Pranic healing believes that our hands can heal by disposing bad 'chi' or energy from our body and allowing good energy to come into the body. I also saw videos that showed how it worked. It reminded me of 'miracle healing' I came across in Christian church many years ago.

Dividend Chaser regrets early selling

Sembmarine and Singtel continues its uptrend today with a slower pace. They are hitting their resistance points, Sembmarine at 4.70 and Singtel at 3.28.

I almost wanted to buy their shares again on impulse but I told myself whatever comes up will go down, whatever goes up will come down. I might miss this uptrend by selling too early before profit-taking but there will be chances in year 2013. If USA can't resolve the fiscal cliff, stock market will definitely go on a downtrend again. The bear is still lurking and there are no clear signs of the bull yet.

Dividend Chaser checks on Toluna

There are many online survey scams. One of it is Toluna. It promised good cash by filling up companies survey. Feedback given was online surveys are done but people have yet to receive any vouchers or cash. I have yet to find any online survey companies that gave good rewards as it promised.

Dividend Chaser Stock Market Up

Stock market is up today. USA DJ was up. There was positive news from USA. Obama committed to do his best to resolve fiscal cliff. This morning, singtel share was up to 3.27. I regretted selling the share too early at 3.23 yesterday. STI is affected by DJ performance. Sembmarine share is also up for consecutive 5 days. I am queuing to buy Rickmers at 0.34. This stock needs monitoring because someone has posted that its fate would be like FSL trust fate. Hopefully, the dividend payout is still good in year 2013.

Dividend Chaser Sell Singtel Stock

Stock market unstable lately. I sell away my singtel share today at a small loss. Singtel is in uptrend today from 3.16 to a high of 3.25. I sold at 3.23 before it hit 3.24. Singtel has declared dividends of 0.68 with ex-dividend date at 27Dec. I have no confidence that the share will hit 3.30 end of this year that is why I am letting go first.

Dividend Chaser New Start

I am Dividend Chaser. I am new to blogging. I am a fan of Dividend Warrior's blog. I have just quitted my job this year in June to allocate more time for myself and my family.

I like to explore ways to grow my savings from investments through stock, unit trust, silver, gold etc.. I would like to share the mistakes I made in my investment.