（纽约／伦敦综合电）美元走强和美国利率上升前景引发市场大举抛售黄金，大宗商品价格全线下滑。金价已跌至五年低位，未来金价预计继续走低，分析师纷纷预测黄金价格年底会跌至接近每安士1000美元，国际投行高盛（Goldman Sachs）更大胆预言，今年金价将跌破1000美元 。
金价前日一度下跌4%，至每安士1088美元，这是自2010年3月以来的最低水平。亚洲的大笔抛盘致使价值超过17亿美元的黄金在开盘不久的几分钟内被卖出。后来金价回升至每安士1109美元。
高盛商品研究员杰菲里·凯利（Jeffrey Currie）认为，眼下黄金最糟糕的时刻还没有到来，金价今年料跌破每安士1000美元，为2009年来首次。该行之前认为年底金价将跌至1050美元。
政府将在七月五日（星期天）开始，使用改良版的个人政府电子密码系统（SingPass），除了采用更有保障的双重密码外，页面设计更简洁易用，忘记密码的用户可要求系统发送密码到自己的手机，比等候信密码信件方便。
新系统启用后，用户须登入www.singpass.gov.sg网站，提供并确认联系方式，设定保安问题和答案。启用后，用户登入时须输入名字和两道密码，才能在政府机构网站上进行电子交易，这比目前只须输入一道密码，更有保障。
SINGAPORE — There’ll be free bus and train rides all day this National Day (August 9).
In a move to encourage everyone to attend celebrations of the Republic’s 50th year of independence, public transport operators, SBS Transit and SMRT Corporation, have jointly announced that they will be offering free travel on board all buses and trains.
Commuters in Singapore will not have to tap in or out with their fare cards when they board buses. Fare gantries at all MRT stations will also be left open.
Free travel will start from the first service bus or train until the end of operation.
Besides the initial payment of US$1.2 billion, Manulife will also make ongoing, variable payments to DBS "based on the success of the partnership", the two firms said in a joint statement.
The bancassurance model - which involves selling insurance through banks as opposed to the traditional agency - is lucrative for commercial banks in Asia because global insurers are willing to pay hefty fees for access to lenders' branch networks.
According to Reuters, AIA Group struck a 15-year exclusive deal with Citibank in Asia in 2013, for which AIA made a US$800 million upfront payment. UK insurer Prudential also struck an agreement last year with Standard Chartered, agreeing to pay US$1.25 billion in fees to extend its current agreement for 15 years.
DBS CEO Piyush Gupta said: “Bancassurance is a key focus for DBS and an important part of our overall customer value proposition."
Manulife is the world's sixth-largest life insurer with principal operations in Asia, Canada and the United States, where it operates under the John Hancock name. The company first established a presence in Singapore in 1898 while its Hong Kong operations began in 1897. Assets under management by Manulife and its subsidiaries were approximately C$691 billion (S$753 billion) as at Dec 31, 2014.
The Savings Bonds will also have a maximum term of 10 years, which will allow individuals to save for the long term and receive higher long-term interest rates.
Bond-holders can also choose to get their money back at any time, with no penalty, ensuring that individual investors do not have to decide upfront how long they wish to invest.
The bonds, which can only be bought by individuals, will be sold in denominations of $500, with a set limit to maximise participation.
MAS said that more information on how to apply for the Savings Bonds will be provided closer to the launch date.
- See more at: http://business.asiaone.com/news/new-singapore-savings-bonds-pay-higher-interest-over-time#sthash.oHV67Ob7.dpuf
Heinz shareholders will own 51 percent of the combined company and Kraft shareholders the rest.
Sudden death syndrome describes a sudden, unexpected death which may occur during sleep, whilst awake, or just after exercise. Most sudden deaths are due to a heart condition and are known as sudden arrhythmia death or sudden cardiac death syndrome.
Sudden arrhythmia death is most commonly due to a serious abnormal change to the heart's rhythm known as an arrhythmia, such as ventricular tachycardia.
Sudden cardiac death describes a sudden death as a result of an un-resuscitated cardiac arrest or heart attack.
Who is at risk of sudden death syndrome?
Sudden death syndrome can occur to anyone.
What causes sudden death syndrome?
There are a number of heart conditions that can cause sudden death syndrome however the cause of sudden death can often remain unknown until a post-mortem has been performed. The majority of victims have no warning signs or prior symptoms.
What can be done to prevent sudden death syndrome?
The majority of sudden deaths are due to inherited heart conditions. Screening family members where there has been a heart condition or a previous sudden death, including a sudden infant death (SIDS), could identify pre-existing conditions that may cause sudden death. Appropriate treatment could then prevent or reduce the risk of sudden death occurring.
What can be done to prevent sudden death syndrome?
The majority of sudden deaths are due to inherited heart conditions. Screening family members where there has been a heart condition or a previous sudden death, including a sudden infant death (SIDS), could identify pre-existing conditions that may cause sudden death. Appropriate treatment could then prevent or reduce the risk of sudden death occurring.
Recognizing signs of approaching death
Death from cancer usually occurs after a person has gradually become weaker and more tired over several weeks or months. Although it is not always possible to predict how long someone will live, some common signs and symptoms show that a person is entering the final weeks and days of life. Knowing what to expect helps relieve anxiety and allows better planning. For instance, it allows loved ones to try to be together during the person’s last hours.
Signs and symptoms that suggest that a person with cancer may be entering the final weeks of life:
As the last days of life approach, you may observe the following signs and symptoms:
Of course, every person is different. The signs and symptoms that people experience vary, and the order in which signs and symptoms occur may differ.
Providing comfort
Family members and caregivers can help the person who is ill become more comfortable during these last days and hours of life. The person’s doctors and nurses can guide you through steps you can take based on the person’s specific condition and needs. Here are some general guidelines for providing comfort:
Development of your child’s stroke technique will be a focus here, along with coordinated breathing in deep water while swimming 100 meters. Principles of water crafty safety will be introduced, as well as continuous work on rescue and personal water survival skills.
Directors are pleased to propose a final dividend of 11.9 cents per ordinary share (one-tier tax) in respect of the financial year ended 31 December 2014 for approval by shareholders at the next Annual General Meeting to be held on 13 April 2015. The interim and proposed final dividends amounted to 18.9 cents per ordinary share.
Background information on other announcements related to CPF Interest rates for SMA and RA monies Additional Interest of 1% As part of the government’s efforts to enhance the retirement savings of CPF members, an additional 1% per annum interest will continue to be paid on the first $60,000 of a member’s combined balances, with up to $20,000 from the Ordinary Account (OA). This works out to be 3.5% per annum earned on the first $20,000 in a member’s OA, and 5% per annum earned on the first $40,000 (up to $60,000 if no OA savings) in a member’s SMA and RA. Around 60% of members are effectively earning 5% interest on all of their Special, Medisave and Retirement Account savings. The additional interest received on the OA will go into the member’s Special Account (SA) or RA to enhance his retirement savings. If a member is above 55 years old and participates in the CPF LIFE scheme, the additional 1% per annum interest will still be earned on his combined balances, which includes the savings used for CPF LIFE. |
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